Multi-asset actively managed; the declared benchmark, Vanguard LifeStrategy 80% Equity UCITS ETF Internal Composite, is a yardstick, accumulating. Share class in euro (EUR), bond sleeve hedged to EUR.
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This ETF is part of our analysis of the Vanguard LifeStrategy range: actual composition, portfolio evolution, costs, drawdowns, distributions and historical data across the four versions.
Read the complete analysis →Vanguard LifeStrategy 80% Equity UCITS ETF (EUR) Accumulating is an actively managed ETF: it does not track an index — the declared index (Vanguard LifeStrategy 80% Equity UCITS ETF Internal Composite) is a comparison yardstick only. It is a multi-asset (balanced) ETF: a single instrument combining several asset classes — typically stocks and bonds — in the proportions set by its strategy, built as a basket of other ETFs. The declared annual cost (TER) is 0.25%, plus 0.03% in transaction costs estimated by the issuer in the KID. Income is accumulated and reinvested in the fund. The fund has assets of about 1.4 billion euro, was launched on 8 December 2020 and is domiciled in Ireland. In our registry it is the largest by assets among the 17 multi-asset ETFs on file.
The Fund seeks to provide a combination of long-term capital appreciation with some income by investing in equity and fixed income securities, primarily through investment in other collective investment schemes. The Fund pursues an actively-managed investment strategy whereby the Investment Manager has discretion over the composition of the Fund's portfolio holdings and is not managed with reference to a benchmark index.
Keep reading the KID section ▾
However, as more particularly described below, the Investment Manager manages the Fund through pre-determined asset allocations to equity and fixed income securities using a combination of underlying collective investment schemes. The Fund will seek to achieve its investment objective by gaining exposure to a diversified portfolio composed approximately of 80% by value of equity securities and 20% by value of fixed income securities. Such securities will, subject to the requirements of the Central Bank, be obtained predominantly via direct investment in passively managed exchange traded Funds (“ETFs”) or other collective investment schemes which track an index (together the “Target Funds”). The portfolio asset allocation may be reconstituted and rebalanced from time to time at the discretion of the investment manager. The Target Funds in which the Fund invests will be UCITS and may include other sub-funds of Vanguard Funds plc. The Fund invests in securities which are denominated in currencies other than the base currency. Movements in currency exchange rates can affect the return of investments. Information on the Fund's portfolio can be found at https://www.ie.vanguard/products. The Indicative Net Asset Value for the Fund is calculated throughout the trading day and is published on Bloomberg or Reuters. The Fund may use derivatives in order to reduce risk or cost and/or generate extra income or growth. A derivative is a financial contract whose value is based on the value of a financial asset (such as a share, bond, or currency) or a market index. ETF Shares in the Fund can be bought or sold on a daily basis (save on certain bank holidays or public holidays and subject to certain restrictions described in the Prospectus). ETF Shares are listed on one or more stock exchange(s). Subject to certain exceptions set out in the Prospectus, investors who are not Authorised Participants may only buy or sell ETF Shares through a company that is a member of a relevant stock exchange at any time when that stock exchange is open for business. A list of the days on which shares in the Fund cannot be bought or sold is available on: https://fund-docs.vanguard.com/holiday-calendar-vanguard-funds-plcETFs.pdf Income from the ETF Shares will be reinvested and reflected in the price of shares in the ETF. VF is an umbrella Fund with segregated liability between sub-funds. This means that the holdings of the Fund are maintained separately under Irish law from holdings of other sub-funds of VF and your investment in the Fund will not be affected by any claims against any other sub-fund of VF.
Intended retail investor:The Fund is available to a wide range of investors seeking access to a portfolio managed in accordance with a specific investment objective and policy. The VF depositary is Brown Brothers Harriman Trustee Services (Ireland) Limited. You can obtain copies of the Prospectus and the latest annual and semiannual report and accounts for Vanguard Funds plc (“VF”) along with the latest published prices of shares and other practical information, from VF c/o Brown Brothers Harriman Fund Administration Services (Ireland) Limited, 30 Herbert Street, Dublin 2, D02 W329, Ireland or from our website at https://global.vanguard.com. Information on the Fund's portfolio disclosure policy and publication of the iNAV can be obtained at https://global.vanguard.com/portal/site/portal/ucits-documentation. The documents are available in English and are free of charge.
Every month we snapshot the register and the holdings and keep the picture. The history shows how the fund changes, not only what it is today.
| From the peak of | Trough | Depth | Back to break-even | Days underwater |
|---|---|---|---|---|
| 19 Feb 2025 | 08 Apr 2025 | -15.63% | 19 Sept 2025 | 212 |
| 04 Jan 2022 | 20 Jun 2022 | -15.13% | 19 Jan 2024 | 745 |
| 16 Jul 2024 | 05 Aug 2024 | -6.89% | 24 Sept 2024 | 70 |
| 25 Feb 2026 | 27 Mar 2026 | -5.79% | 16 Apr 2026 | 50 |
| 17 Feb 2021 | 26 Feb 2021 | -3.78% | 15 Mar 2021 | 26 |
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sept | Oct | Nov | Dec | Year | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 1.4 | 2.0 | -4.5 | 6.5 | 4.7 | 1.0 | -0.7 | 1.4 | 0.4 | 0.6 | 13.1 | ||
| 2025 | 2.4 | -0.2 | -6.0 | -3.0 | 4.6 | 0.9 | 3.1 | 0.3 | 2.7 | 3.3 | -0.4 | -0.2 | 7.1 |
| 2024 | 1.8 | 3.4 | 2.7 | -2.2 | 2.1 | 2.9 | 1.0 | 0.4 | 1.4 | 0.0 | 5.4 | -0.6 | 19.9 |
| 2023 | 4.6 | -0.9 | 0.9 | -0.0 | 1.8 | 2.5 | 2.0 | -1.0 | -1.8 | -2.4 | 5.3 | 3.4 | 15.1 |
| 2022 | -3.1 | -2.6 | 2.0 | -2.9 | -1.1 | -5.3 | 8.1 | -2.5 | -6.5 | 3.8 | 3.3 | -6.1 | -13.0 |
| 2021 | 0.1 | 1.6 | 4.8 | 1.5 | 0.1 | 3.5 | 0.8 | 2.3 | -2.1 | 4.0 | 0.3 | 2.3 | 20.7 |
| Last year | Last 3 years | Last 5 years | Full history | |
|---|---|---|---|---|
| Volatility (ann.) | 8.38% | 9.62% | 10.42% | 10.12% |
| Max drawdown | -5.79% | -15.63% | -15.63% | -15.63% |
| Sharpe | 1.44 | 1.17 | 0.59 | 0.78 |
| Sortino | 2.14 | 1.63 | 0.82 | 1.09 |
| Fund | TER | Income | Fund size |
|---|---|---|---|
VNGA60 · Vanguard · 2 classesactive | — | Acc. · Dist. | 1.1 mld EUR |
Xtrackersactive | — | Acc. | 767 mln EUR |
VNGA40 · Vanguard · 2 classesactive | — | Acc. · Dist. | 298 mln EUR |
VNGD20 · Vanguard · 2 classesactive | — | Dist. · Acc. | 117 mln EUR |
MAGR · iShares · 3 classesactive | — | Acc. | 110 mln EUR |
Xtrackersactive | — | Dist. | 58 mln EUR |
MODR · iShares · 3 classesactive | — | Acc. | 48 mln EUR |
MACV · iShares · 3 classesactive | — | Acc. | 16 mln EUR |
JMAM · JPMorganactive | — | Acc. | 7 mln EUR |
JMAG · JPMorganactive | — | Acc. | 6 mln EUR |
Xtrackersactive | — | Acc. | 6 mln EUR |
Xtrackersactive | — | Acc. | 6 mln EUR |
JMAC · JPMorganactive | — | Acc. | 6 mln EUR |
Xtrackersactive | — | Acc. | 3 mln EUR |
Xtrackersactive | — | Acc. | 3 mln EUR |
ZPRI · SPDRnot on Borsa Italiana | — | Dist. | 704 mln EUR |
According to the official lists published by the brokers (downloaded and cross-checked by us), these share classes of the fund appear tradable with zero fees:
IE00BMVB5R75VNGA80(class: EUR ACCUMULATING)IE00BMVB5S82VNGD80(class: EUR DISTRIBUTING)Official lists verified on 15 October 2026. We record published terms — this is neither an invitation to open accounts nor a recommendation: lists change, the broker’s documents prevail. Trade Republic, Scalable Capital and Trading 212 publish no per-ISIN lists and don’t appear here.
| Exchange | Ticker | Exchange source | Registered since |
|---|---|---|---|
| Borsa Italiana (ETFplus) | VNGA80from the issuer | ESMA register (FIRDS) | 10 Dec 2020 |
| Börse Düsseldorf | V80Afrom mapping | ESMA register (FIRDS) | 14 Dec 2020 |
| Börse Frankfurt | V80Afrom mapping | ESMA register (FIRDS) | 10 Dec 2020 |
| Börse Hamburg | V80Afrom mapping | ESMA register (FIRDS) | 19 Feb 2021 |
| Börse Hannover | V80Afrom mapping | ESMA register (FIRDS) | 9 Dec 2024 |
| Börse München / gettex | V80Afrom mapping | ESMA register (FIRDS) | 10 Dec 2020 |
| Börse Stuttgart | V80Afrom mapping | ESMA register (FIRDS) | 8 Feb 2021 |
| Euronext Amsterdam | V80Afrom tax document | ESMA register (FIRDS) | 18 Feb 2021 |
| Tradegate Exchange | V80Afrom mapping | ESMA register (FIRDS) | 16 Dec 2020 |
| Xetra (Deutsche Börse) | V80Afrom tax document | ESMA register (FIRDS) | 10 Dec 2020 |
| Exchange | Ticker | Exchange source | Registered since |
|---|---|---|---|
| Euronext Dublin | not available | ESMA register (FIRDS) | 8 Dec 2020 |