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State Street® SPDR® Bloomberg Emerging Markets Local Bond UCITS ETF (Acc)Index, costs, backtest, listings and taxation

ISIN: IE00BFWFPY67Ticker: EMLA (Borsa Italiana) · SPFA (Xetra) · EMDA (SIX)Issuer: SPDR
Issuer-declared data
TER
0.55%
Transaction costs
0.00% (issuer estimate, from the KID)
Management
Passive (index-tracking) (from the KID)
Income policy
SFDR
Article 6 — does not promote specific ESG characteristics — inferred (issuer documents do not declare art. 8/9) what does it mean?
Fund assets
1.5 bn EUR
NAV
35.62 USD (30 August 2026)
Domicile
Ireland
Inception date
19 July 2018
Data as declared by SPDR in the issuer’s official files and endpoints · collected on 2 September 2026 (monthly refresh). Facts only, no recommendation.
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Description

State Street® SPDR® Bloomberg Emerging Markets Local Bond UCITS ETF (Acc) tracks the issuer-declared index: Bloomberg Emerging Markets Local Currency Liquid Government Bond Index. The declared annual cost (TER) is 0.55%, plus 0.00% in transaction costs estimated by the issuer in the KID. Replication is stratified-sampling physical replication; income is accumulated and reinvested in the fund. The fund has assets of about 1.5 billion euro, was launched on 19 July 2018 and is domiciled in Ireland.

The fund’s objective — in the issuer’s words

Investment objective The objective of the Fund is to track the performance of the debt markets in emerging market countries for liquid local currency securities. The Fund seeks to track the performance of the Bloomberg Emerging Markets Local Currency Liquid Government Bond Index (the "Index") as closely as possible. The Fund is an index tracking fund (also known as a passively managed fund). Investment policies The Fund invests primarily in securities included in the Index. These include bonds issued by governments in emerging market countries. These securities may have fixed or floating interest rates and may be rated investment grade (high quality) or below investment grade. As it may be difficult to purchase all securities in the Index efficiently, in seeking to track the performance of the Index the Fund will use a stratified sampling strategy to build a representative portfolio. Consequently, the Fund will typically hold only a subset of the securities included in the Index. The Fund may use financial derivative instruments (that is, financial contracts whose prices are dependent on one or more underlying assets) in order to manage the portfolio efficiently. Save in exceptional circumstances, the Fund will generally only issue and redeem shares to certain institutional investors. However, shares of the Fund may be purchased or sold through brokers on one or more stock exchanges. The Fund trades on these stock exchanges at market prices which may fluctuate throughout the day. Market prices may be greater or less than the daily net asset value of the Fund. The Fund's maximum exposure to securities lending as a percentage of its Net Asset Value will not exceed 70%. Shareholders may redeem shares on any UK business day (other than days on which relevant financial markets are closed for business and/or the day preceding any such day provided that a list of such closed market days will be published for the Fund on www.ssga.com); and any other day at the Directors' discretion (acting reasonably) provided Shareholders are notified in advance of any such days. Any income earned by the Fund will be retained and reflected in an increase in the value of the shares. The Shares of the USD Class are issued in U.S. Dollar. Index Source: The Index is the intellectual property of the Index provider. The Fund is not sponsored or endorsed by the Index provider. The Index provider does not provide any warranty or accept any liability in relation to any error relating to the Index, including any error in respect of the quality, accuracy or completeness of Index data, and does not guarantee that the Index will be in line with the described Index methodology. Please see the Prospectus for the full index disclaimer.

Keep reading the KID section ▾

Intended retail investorThis Fund is intended for investors who plan to stay invested for at least 3 years and are prepared to take on a medium-high level of risk of loss to their original capital in order to get a higher potential return. It is designed to form part of a portfolio of investments. Practical information Depositary The Fund depositary is State Street Custodial Services (Ireland) Limited.

From the KID’s “Objectives” section · 5 August 2026 · original document ↓
Text generated from the data the issuer declares in official product lists. No recommendation.

Quick reads

  • TER 0.55%: above the median of bond ETFs we track (0.15%).
  • Assets larger than 89% of bond ETFs we track.
Comparisons computed by Rebalix on the declared data in our census; they describe the past and are not indicative of future results.

Official documents

Key Information Document (KID)PDF in English, from the issuer’s site — always the latest filed versionProspectusPDF in English, from the issuer’s site — the fund’s full legal documentFactsheetPDF in English, from the issuer’s site — the fund’s monthly snapshot
The KID is the document the law requires you to read before investing: 3 pages covering risks, costs and scenarios. The link opens the issuer’s published PDF.

Fund performance

issuer-declared net asset value (NAV) · USD · from Jul 2018 to Sept 2026
Compare with another ETF
Only funds we hold a history for. Three at a time, at most.
Return
+18.6%
Annualised
+2.1%
Volatility (ann.)
7.1%
Max drawdown
-26.48%
-17%-7%+4%+14%+24%Jul 2018Jul 2020Aug 2022Aug 2024Sept 2026The break-even line: the value at the start of the period. Above it you are in gain, below in loss.break-even (0%)+19%Jul 2018Sept 2026
Note — currency risk: the fund is denominated (or hedged) in USD and the chart is in USD. For a euro investor, returns also depend on the EUR/USD exchange rate, up or down.
Tip: drag across the chart to zoom into a period.

Drawdown — distance from previous peak

This isn’t the return: it shows how far the fund is below its previous peak. 0% = you’re at the peak; below zero = how much you’re down and haven’t recovered yet.
0%-5%-10%-15%-20%-25%-30%20182020202220242026−26.48% · 24 Oct 2022
Max drawdown
-26.48%
peak → trough
Trough
24 Oct 2022
from the 04 Jan 2021 peak
Recovery time
1,155 days
recovery only: trough to break-even · ≈ 3 years and 2 months
Underwater
1,813 days
decline + recovery: peak to break-even · ≈ 4 years and 12 months · → recovered on 22 Dec 2025

The five worst falls in the period

From the peak ofTroughDepthBack to break-evenDays underwater
04 Jan 202124 Oct 2022-26.48%22 Dec 20251,813
10 Jan 202023 Mar 2020-16.38%18 Nov 2020313
26 Feb 202630 Mar 2026-6.22%ongoing188
30 Jul 201806 Sept 2018-5.98%04 Jan 2019158
31 Jan 201920 May 2019-2.85%10 Jun 2019130

Calendar-year returns

2018
-0.2%
2019
12.1%
2020
3.3%
2021
-8.4%
2022
-10.7%
2023
10.4%
2024
-3.1%
2025
15.7%
2026
1.3%

Month-by-month returns

JanFebMarAprMayJunJulAugSeptOctNovDecYear
20261.51.3-6.02.90.4-0.30.71.2-0.11.3
20252.00.70.83.31.52.8-1.02.00.80.10.51.415.7
2024-1.8-0.3-0.1-2.71.2-0.72.23.33.3-4.8-0.2-2.1-3.1
20234.9-4.03.90.2-1.32.02.6-2.8-3.2-1.35.93.710.4
2022-0.4-1.9-2.3-5.81.3-4.81.0-0.6-5.5-0.56.82.2-10.7
2021-1.4-2.6-2.92.22.0-1.0-0.30.6-3.5-1.2-1.61.1-8.4
2020-0.9-2.4-9.43.33.40.92.7-0.2-1.50.74.63.03.3
20194.5-0.9-0.7-0.40.24.91.3-2.10.72.3-1.33.312.1
2018-4.31.5-1.82.51.3-0.2
From month-end NAVs, over the fund’s full history, on the series shown in the chart (dividends reinvested where declared). Deeper colour = larger move.
Source: SPDR. Issuer-declared historical series; inflation: Eurostat and national statistical institutes, latest available July 2026 — for later days the index stays at the last published value (institutes publish with a few weeks’ lag). The «adjusted for inflation» view expresses value in today’s purchasing power for the selected country; volatility always stays nominal, as elsewhere on the site (deflating it would add artificial swings caused by the monthly cadence of the price index). Past performance is not indicative of future results: these are facts, not a recommendation.

Tracking difference — issuer-declared

How much the fund returned above (+) or below (−) its index, year by year. It measures the actual deviation: the combined effect of costs (TER and transaction), securities-lending revenue and replication optimisations — which is why it can beat the TER. Tracking difference was positive in 0 of the last 8 calendar years: a past observation, not an indication of future outperformance.
Average TD (last 3 years)
-0.90% /anno
Declared TER
0.55%
YearFundIndexDifference
2025+15.70%+16.65%-0.95%
2024-3.05%-2.22%-0.84%
2023+10.44%+11.34%-0.90%
2022-10.72%-10.24%-0.49%
2021-8.42%-7.80%-0.62%
2020+3.27%+4.23%-0.96%
2019+12.14%+13.15%-1.01%
2018-0.17%+0.34%-0.50%
Figures declared by the issuer on the fund page (net fund and index returns per calendar year, as of 31 July 2026), not computed by us. Partial years excluded. What is tracking difference? →

Risk indicators· EUR

Last yearLast 3 yearsLast 5 yearsFull history
Volatility (ann.)4.73%5.63%6.51%6.90%
Max drawdown-3.74%-7.74%-8.27%-15.86%
Sharpe0.570.11-0.090.13
Sortino0.810.15-0.130.17
Computed from the daily NAV series, always in nominal terms. Sharpe and Sortino use the ECB main refinancing rate averaged over the period (last year: 2.20%), weighted by days in force, as the risk-free rate. Same formulas as our public methodology: sample standard deviation annualised over 252 days; Sortino with downside deviation. Past performance is not indicative of future results. Figures in EUR — series converted day by day at ECB reference rates; the table follows the currency selected in the chart.

Duration and maturities

Duration · effective duration
6.23years

Price sensitivity to rates: the longer, the more the fund moves. What is duration →

Maturity breakdown (% of fund)
< 1 year
1.15%
1–3 years
21.61%
3–5 years
19.54%
5–7 years
12.31%
7–10 years
17.61%
10–20 years
14.76%
> 20 years
13.01%

Source: factsheet SPDR, data as of 31 July 2026. Values as declared by the issuer, not computed by us; updated with the monthly document.

Credit rating

How the portfolio is spread by credit quality: from AAA (strongest) downwards. More weight in the top buckets = lower risk that an issuer fails to pay, usually with lower yields.

Rating breakdown (% of fund)
Aaa
0.72%
Aa
13.17%
A
28.83%
Baa
39.44%
Below Baa
16.69%
Not rated
1.15%

Source: factsheet SPDR, data as of 31 July 2026. Values as declared by the issuer, not computed by us; updated with the monthly document.

Ratings are those the issuer assigns to portfolio holdings under its own methodology (usually the median of S&P, Moody’s and Fitch); scale and buckets are those of the original document.

Portfolio holdings

Securities in portfolio
626
Top-10 weight
7.4%

Top 10 holdings

LETRA TESOURO NACIONAL 0 01/01/2029
0.92%
MEX BONOS DESARR FIX RT 8.5 02/28/2030
0.80%
MEX BONOS DESARR FIX RT 8.5 03/01/2029
0.76%
NOTA DO TESOURO NACIONAL 10 01/01/2029
0.74%
MEX BONOS DESARR FIX RT 8.5 03/02/2028
0.72%
REPUBLIC OF SOUTH AFRICA 8.75 02/28/2048
0.71%
NOTA DO TESOURO NACIONAL 10 01/01/2031
0.70%
MEX BONOS DESARR FIX RT 7.75 11/23/2034
0.69%
LETRA TESOURO NACIONAL 0 07/01/2029
0.68%
LETRA TESOURO NACIONAL 0 01/01/2032
0.67%
Download the full portfolio — Excel, 626 rows
Full portfolio declared by SPDR, as of 31 August 2026: this is the summary. Percentages may not sum to 100 due to cash, derivatives and rounding.
Fund historyFund-assets (AUM) chart year by year and monthly basket snapshots.Open the history →

Index tracked

Bloomberg Emerging Markets Local Currency Liquid Government Bond Index
This fund belongs to the government bonds family: compare all census ETFs in this family →

Italian taxation

Effective rate on capital gains
13.16%
White-list share
95.14%
From the government-bond («white list») share certified by the issuer every semester: 12.5% on that portion, 26% on the rest.
Deep-dive into this fund’s taxation →

Where it shows up commission-free in Italy

According to the official lists published by the brokers (downloaded and cross-checked by us), these share classes of the fund appear tradable with zero fees:

IE00BFWFPY67EMLA
  • Directazero within the savings plan (buys)
  • Directazero on single buys from 2,000 €, agreement until 31 May 2027
  • Moneyfarmzero within the savings plan (buys), agreement until 12 January 2028
  • Moneyfarmzero on single buys from 1,000 €, agreement until 12 January 2028
IE00B4613386EMLD
  • BG Saxozero within the savings plan (buys)
  • Directazero within the savings plan (buys)
  • Directazero on single buys from 2,000 €, agreement until 31 May 2027
  • Moneyfarmzero within the savings plan (buys), agreement until 12 January 2028
  • Moneyfarmzero on single buys from 1,000 €, agreement until 12 January 2028
  • XTBzero (up to €100,000 monthly volume, unreachable for a retail plan); fractions available in plans
IE00BK8JH525EMDE
  • Directazero within the savings plan (buys)
  • Directazero on single buys from 2,000 €, agreement until 31 May 2027
  • Moneyfarmzero within the savings plan (buys), agreement until 12 January 2028
  • Moneyfarmzero on single buys from 1,000 €, agreement until 12 January 2028
Full terms, traps and method in the observatory: Free savings plans and zero-commission ETFs: the broker survey

Official lists verified on 3 September 2026. We record published terms — this is neither an invitation to open accounts nor a recommendation: lists change, the broker’s documents prevail. Trade Republic, Scalable Capital and Trading 212 publish no per-ISIN lists and don’t appear here.

Stock exchange listings

ExchangeTickerTrading since
Borsa Italiana (ETFplus)EMLA9 May 2022
Börse DüsseldorfSPFA5 Nov 2018
Börse FrankfurtSPFA23 Jul 2018
Börse HamburgSPFA11 Feb 2019
Börse HannoverSPFA9 Dec 2024
Börse München / gettexSPFA21 Feb 2019
Börse StuttgartSPFA24 Jul 2018
Tradegate ExchangeSPFA17 Oct 2019
Xetra (Deutsche Börse)SPFA23 Jul 2018
+ 8 more trading venues (MTFs and professional platforms).
Trading venues from the official ESMA register (FIRDS); per-exchange tickers from the issuer’s tax documents and official listings. A dash “—” = that venue does not publish the item (ticker, currency or start date) in the sources we read. The same fund may trade in different currencies depending on the exchange: check the trading currency with your broker. Non-EU listings (e.g. UK, Mexico) not included.

Frequently asked questions

Which index does State Street® SPDR® Bloomberg Emerging Markets Local Bond UCITS ETF (Acc) track?
The issuer SPDR declares the benchmark: Bloomberg Emerging Markets Local Currency Liquid Government Bond Index.
How much does EMLA cost?
The issuer-declared TER is 0.55% per year; the transaction costs estimated in the KID are 0.00%.
How is EMLA taxed in Italy?
On sale, the capital gain is taxed at an effective 13.16% rate (white-list share 95.14%): 12.5% on the government-bond “white list” portion, 26% on the rest.
What is the fund size of EMLA?
The fund size declared by SPDR is about 1.5 billion euro.
When was EMLA launched?
The fund was launched on 19 July 2018: it has 8 years of history.
How does EMLA replicate its index?
It is a passively managed ETF: it follows the declared index. Physical (sampled) (issuer wording: “Stratified Sampling”).
Does EMLA pay dividends?
No: it is an accumulating share class — income stays in the fund and is reinvested automatically (issuer wording: “Accumulation”).
Where does EMLA trade?
Per the official ESMA register it trades on 9 main exchanges, including Borsa Italiana (ETFplus) (EMLA), Börse Düsseldorf (SPFA), Börse Frankfurt (SPFA), Börse Hamburg (SPFA), Börse Hannover (SPFA), Börse München / gettex (SPFA).
What was EMLA's worst fall?
Over the available history (since 2018), the maximum drawdown was -26.48%, reached in October 2022. Past performance is not indicative of future results.
How many securities does EMLA hold?
The declared portfolio holds 626 securities; the top 10 positions weigh 7.4%.
Transparency note
The data in this sheet is declared by SPDR in the issuer’s official files and endpoints, collected by Rebalix with a monthly refresh; taxation derives from the issuer’s tax documents (Italian Law Decree 138/2011). This is factual information for informational purposes only: it is not financial or tax advice, nor an investment recommendation. Read the fund’s KID and prospectus before investing.