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Xtrackers Msci Usa Banks UCITS ETF 1dIndex, costs, backtest, listings and taxation

ISIN: IE00BDVPTJ63Issuer: Xtrackers
Issuer-declared data
Declared index
MSCI USA Banks 20/35 Capped Index (USD)
TER
0.12%
Transaction costs
0.02% (issuer estimate, from the KID)
Management
Passive (index-tracking) (from the KID)
Replication
Income policy
SFDR
Article 6 — does not promote specific ESG characteristics — inferred (issuer documents do not declare art. 8/9) what does it mean?
Sector (from holdings)
Financials — 99.1% of the declared portfolio (21 August 2026)
Fund assets
24.1 mln EUR
Domicile
Ireland
Inception date
3 December 2018
Data as declared by Xtrackers in the issuer’s official files and endpoints · collected on 2 September 2026 (monthly refresh). Facts only, no recommendation.
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Description

Xtrackers Msci Usa Banks UCITS ETF 1d tracks the issuer-declared index: MSCI USA Banks 20/35 Capped Index (USD). The declared annual cost (TER) is 0.12%, plus 0.02% in transaction costs estimated by the issuer in the KID. Replication is physical replication (the KID declares buying all or a substantial number of the index constituents); income is distributed to investors. The fund has assets of about 24 million euro, was launched on 3 December 2018 and is domiciled in Ireland.

The fund’s objective — in the issuer’s words

The fund is passively managed.

INVESTMENT OBJECTIVE:The aim is for your investment to track the performance, before fees and expenses, of the MSCI USA Banks 20/35 Capped index (index).

DESCRIPTION OF INDEX:The index is based on the MSCI USA index (Parent index), which is designed to reflect the performance of large and medium sized companies representing 85% of the readily available shares in the United Stated of America.

Keep reading the KID section ▾

The index contains all of the constituents of the Parent index that are classified as Banks. The index is based on a methodology which limits the size of the largest Bank within the index at 35%, and all other Banks at 20%, with a buffer of 10% applied on these limits at each index rebalancing.

INDEX REBALANCING, CALCULATION AND ADMINISTRATION:The index is calculated on a total return net basis. This means that all dividends and distributions by the companies are reinvested in the shares after tax. The index is reviewed and rebalanced on a quarterly basis and may also be rebalanced on an “as needed” basis. This means that the index is rebalanced at the end of any day on which the 35% and 20% limits (without the buffer) are breached. The index is calculated in US Dollars on a daily basis.

INVESTMENT POLICY:To achieve the aim, the fund will attempt to replicate the index, before fees and expenses, by buying all or a substantial number of the securities in the index. The fund may employ techniques and instruments in order to manage risk, reduce costs and improve results. These techniques and instruments may include the use of financial contracts (derivatives). The fund may also engage in secured lending of its investments to certain eligible third parties to generate additional income to offset the costs of the fund. FURTHER INFORMATION: Certain information (including the latest share prices of the fund, indicative net asset values, full disclosure on the composition of the fund's portfolio and information on the index constituents) are available on your local DWS website or at www.Xtrackers.com. Transaction costs and taxes, unexpected fund costs and market conditions such as volatility or liquidity issues may affect the ability of the fund to track the index. The anticipated level of tracking error in normal market conditions is 1 per cent. The currency of the fund is USD. The fund distributes up to four times per annum. You may request the redemption of shares generally on a daily basis.

From the KID’s “Objectives” section · 4 August 2026 · original document ↓
Text generated from the data the issuer declares in official product lists. No recommendation.

Quick reads

  • TER 0.12%: below the median of equity ETFs we track (0.22%).
  • Average tracking difference over the last 3 years: +0.38% p.a., against a declared TER of 0.12%.
Comparisons computed by Rebalix on the declared data in our census; they describe the past and are not indicative of future results.

Official documents

Key Information Document (KID)PDF in English, from the issuer’s site — always the latest filed versionProspectusPDF in English, from the issuer’s site — the fund’s full legal documentFactsheetPDF in English, from the issuer’s site — the fund’s monthly snapshot
The KID is the document the law requires you to read before investing: 3 pages covering risks, costs and scenarios. The link opens the issuer’s published PDF.

Fund performance

issuer-declared net asset value (NAV) · USD · from Dec 2018 to Sept 2026
Compare with another ETF
Only funds we hold a history for. Three at a time, at most.
Return
+143.8%
Annualised
+12.2%
Volatility (ann.)
30.4%
Max drawdown
-49.46%
-41%+9%+59%+109%+159%Dec 2018Nov 2020Nov 2022Oct 2024Sept 2026The break-even line: the value at the start of the period. Above it you are in gain, below in loss.break-even (0%)+144%Dec 2018Sept 2026
Note — currency risk: the fund is denominated (or hedged) in USD and the chart is in USD. For a euro investor, returns also depend on the EUR/USD exchange rate, up or down.
Tip: drag across the chart to zoom into a period.

Drawdown — distance from previous peak

This isn’t the return: it shows how far the fund is below its previous peak. 0% = you’re at the peak; below zero = how much you’re down and haven’t recovered yet.
0%-10%-20%-30%-40%-50%20182020202220242026−49.46% · 23 Mar 2020
Max drawdown
-49.46%
peak → trough
Trough
23 Mar 2020
from the 02 Jan 2020 peak
Recovery time
337 days
recovery only: trough to break-even · ≈ 11 months
Underwater
418 days
decline + recovery: peak to break-even · ≈ 1 year and 2 months · → recovered on 23 Feb 2021

The five worst falls in the period

From the peak ofTroughDepthBack to break-evenDays underwater
02 Jan 202023 Mar 2020-49.46%23 Feb 2021418
12 Jan 202204 May 2023-39.23%16 Jul 2024916
06 Feb 202504 Apr 2025-25.37%26 Jun 2025140
03 Dec 201821 Dec 2018-18.15%17 Apr 2019135
06 Feb 202613 Mar 2026-16.20%16 Jun 2026130

Calendar-year returns

2018
-15.8%
2019
40.6%
2020
-14.3%
2021
34.2%
2022
-19.4%
2023
10.1%
2024
37.5%
2025
32.5%
2026
10.8%

Month-by-month returns

JanFebMarAprMayJunJulAugSeptOctNovDecYear
2026-1.3-4.6-2.08.0-3.59.54.5-0.51.010.8
20259.4-1.4-8.6-2.88.18.82.34.52.2-0.31.46.332.5
20242.04.08.4-2.74.1-0.16.02.2-3.36.213.6-6.537.5
20239.1-1.1-18.53.0-4.36.010.4-9.1-2.4-4.014.811.010.1
20221.4-2.5-6.9-11.27.0-13.87.2-1.9-8.813.46.1-7.6-19.4
2021-0.616.46.34.75.6-5.4-2.95.12.36.6-6.3-0.134.2
2020-7.2-12.8-27.010.70.1-0.81.45.1-7.12.320.08.6-14.3
201912.72.5-4.810.4-9.67.54.1-7.47.44.75.64.140.6
From month-end NAVs, over the fund’s full history, on the series shown in the chart (dividends reinvested where declared). Deeper colour = larger move.
Issuer-declared series with dividends reinvested: the total performance, comparable with accumulating funds. Switch it off to see the price (NAV) alone, which drops at every dividend payment.
Source: Xtrackers. Issuer-declared historical series; inflation: Eurostat and national statistical institutes, latest available July 2026 — for later days the index stays at the last published value (institutes publish with a few weeks’ lag). The «adjusted for inflation» view expresses value in today’s purchasing power for the selected country; volatility always stays nominal, as elsewhere on the site (deflating it would add artificial swings caused by the monthly cadence of the price index). Past performance is not indicative of future results: these are facts, not a recommendation.

Tracking difference — fund vs index

How much the fund returned above (+) or below (−) its index, year by year. It measures the actual deviation: the combined effect of costs (TER and transaction), securities-lending revenue and replication optimisations — which is why it can beat the TER. Tracking difference was positive in 7 of the last 7 calendar years: a past observation, not an indication of future outperformance.
Average TD (last 3 years)
+0.38% /anno
Declared TER
0.12%
YearFundIndexDifference
2025+32.49%+32.13%+0.36%
2024+37.53%+37.02%+0.51%
2023+10.09%+9.81%+0.28%
2022-19.42%-19.66%+0.24%
2021+34.19%+33.90%+0.29%
2020-14.34%-14.78%+0.44%
2019+40.61%+40.19%+0.43%
Total-return figures from issuer-declared series (primary source); complete calendar years. TD is not comparable across sites using different methodologies or index variants. Past performance is not indicative of future results. What is tracking difference? →

Risk indicators· EUR

Last yearLast 3 yearsLast 5 yearsFull history
Volatility (ann.)20.20%23.59%25.19%30.93%
Max drawdown-14.82%-30.75%-40.37%-47.54%
Sharpe1.021.030.440.40
Sortino1.431.490.620.58
Computed from the daily NAV series, always in nominal terms. Sharpe and Sortino use the ECB main refinancing rate averaged over the period (last year: 2.21%), weighted by days in force, as the risk-free rate. Same formulas as our public methodology: sample standard deviation annualised over 252 days; Sortino with downside deviation. Past performance is not indicative of future results. Figures in EUR — series converted day by day at ECB reference rates; the table follows the currency selected in the chart.

Portfolio holdings

Securities in portfolio
18
Top-10 weight
93.6%

Top 10 holdings

JPMORGAN CHASE
31.37%
BANK OF AMERICA
17.71%
WELLS FARGO
13.71%
CITIGROUP
11.76%
US BANCORP
4.96%
PNC FINANCIAL SERVICES GROUP
4.93%
TRUIST FINANCIAL
3.14%
FIFTH THIRD BANCORP
2.50%
M&T BANK
1.75%
HUNTINGTON BANCSHARES INC
1.73%

Sectors

Diversified Banks
88.8%
Regional Banks
10.2%

Countries

AfghanistanAngolaAlbaniaUnited Arab EmiratesArgentinaArmeniaFrench Southern and Antarctic LandsAustraliaAustriaAzerbaijanBurundiBelgiumBeninBurkina FasoBangladeshBulgariaThe BahamasBosnia and HerzegovinaBelarusBelizeBoliviaBrazilBruneiBhutanBotswanaCentral African RepublicCanadaSwitzerlandChileChinaIvory CoastCameroonDemocratic Republic of the CongoRepublic of the CongoColombiaCosta RicaCubaCyprusCzech RepublicGermanyDjiboutiDenmarkDominican RepublicAlgeriaEcuadorEgyptEritreaSpainEstoniaEthiopiaFinlandFijiFalkland IslandsFranceGabonUnited KingdomGeorgiaGhanaGuineaGambiaGuinea BissauEquatorial GuineaGreeceGreenlandGuatemalaFrench GuianaGuyanaHondurasCroatiaHaitiHungaryIndonesiaIndiaIreland: 0.1%IranIraqIcelandIsraelItalyJamaicaJordanJapanKazakhstanKenyaKyrgyzstanCambodiaSouth KoreaKosovoKuwaitLaosLebanonLiberiaLibyaSri LankaLesothoLithuaniaLuxembourgLatviaMoroccoMoldovaMadagascarMexicoMacedoniaMaliMyanmarMontenegroMongoliaMozambiqueMauritaniaMalawiMalaysiaNamibiaNew CaledoniaNigerNigeriaNicaraguaNetherlandsNorwayNepalNew ZealandOmanPakistanPanamaPeruPhilippinesPapua New GuineaPolandPuerto RicoNorth KoreaPortugalParaguayQatarRomaniaRussiaRwandaWestern SaharaSaudi ArabiaSudanSouth SudanSenegalSolomon IslandsSierra LeoneEl SalvadorSomaliaRepublic of SerbiaSurinameSlovakiaSloveniaSwedenSwazilandSyriaChadTogoThailandTajikistanTurkmenistanEast TimorTrinidad and TobagoTunisiaTurkeyTaiwanUnited Republic of TanzaniaUgandaUkraineUruguayUnited States of America: 99.9%UzbekistanVenezuelaVietnamVanuatuWest BankYemenSouth AfricaZambiaZimbabwe
up to 1%1–5%5–15%15–30%over 30%
Hover a country for its percentage.
Top 7 countries
United States99.9%
Ireland0.1%
⬇ Download the full portfolio — Excel, 18 rows
Full portfolio declared by Xtrackers, as of 2 September 2026: this is the summary. Percentages may not sum to 100 due to cash, derivatives and rounding.
Fund historyFund-assets (AUM) chart year by year and monthly basket snapshots.Open the history →

Dividends

Latest dividend
0.3404 USD
ex 19 Aug 2026 · paid 3 Sept 2026
Dividends, last 12 months
0.68 USD
Dividend yield
1.68%
12-month sum over the NAV as of 8 Sept 2026

Yield by year

PeriodDividendsDividend yield
1 year0.68 USD2.05 %
20250.62 USD2.17 %
20240.56 USD2.65 %
20230.53 USD2.65 %
20220.70 USD2.74 %
20210.46 USD2.38 %

Dividend contribution to total return

-30%-20%-10%0%10%20%30%40%+24.25 %1 year+32.12 %2025+36.89 %2024+9.83 %2023−19.33 %2022+34.08 %2021
dividendsprice changeprice decline

Calendar per share (USD)

YearJanFebMarAprMayJunJulAugSepOctNovDec
20260.340.34
20250.300.31
20240.280.28
20230.260.27
20220.450.25
20210.46

Latest dividends

Per shareEx-dividend dateRecord datePayment
0.3404 USD19 Aug 202620 Aug 20263 Sept 2026
0.3362 USD18 Feb 202619 Feb 20265 Mar 2026
0.3137 USD20 Aug 202521 Aug 20254 Sept 2025
0.3034 USD19 Feb 202520 Feb 20256 Mar 2025
0.2831 USD21 Aug 202422 Aug 20245 Sept 2024
0.2792 USD21 Feb 202422 Feb 20247 Mar 2024
0.2651 USD23 Aug 202324 Aug 20237 Sept 2023
0.2599 USD8 Feb 20239 Feb 202324 Feb 2023
Per-share dividends as declared by the issuer, in USD, since the first payment (28 Apr 2021). Past dividends are not indicative of future ones.

Stock exchange listings

ExchangeTickerTrading since
Börse DüsseldorfXUFB20 May 2025
Börse HamburgXUFB15 Feb 2021
Börse HannoverXUFB9 Dec 2024
Börse München / gettexXUFB7 Mar 2023
Tradegate ExchangeXUFB27 Nov 2024
+ 6 more trading venues (MTFs and professional platforms).
Trading venues from the official ESMA register (FIRDS); per-exchange tickers from the issuer’s tax documents and official listings. A dash “—” = that venue does not publish the item (ticker, currency or start date) in the sources we read. The same fund may trade in different currencies depending on the exchange: check the trading currency with your broker. Non-EU listings (e.g. UK, Mexico) not included.

Frequently asked questions

Which index does Xtrackers Msci Usa Banks UCITS ETF 1d track?
The issuer Xtrackers declares the benchmark: MSCI USA Banks 20/35 Capped Index (USD).
How much does Xtrackers Msci Usa Banks UCITS ETF 1d cost?
The issuer-declared TER is 0.12% per year; the transaction costs estimated in the KID are 0.02%.
What is the fund size of Xtrackers Msci Usa Banks UCITS ETF 1d?
The fund size declared by Xtrackers is about 24 million euro.
When was Xtrackers Msci Usa Banks UCITS ETF 1d launched?
The fund was launched on 3 December 2018: it has 7 years of history.
How does Xtrackers Msci Usa Banks UCITS ETF 1d replicate its index?
It is a passively managed ETF: it follows the declared index. Physical (issuer wording: “Fisica (dal KID)”).
Does Xtrackers Msci Usa Banks UCITS ETF 1d pay dividends?
Yes: it is a distributing share class — income is paid out periodically (issuer wording: “Distributing”).
Where does Xtrackers Msci Usa Banks UCITS ETF 1d trade?
Per the official ESMA register it trades on 5 main exchanges, including Börse Düsseldorf (XUFB), Börse Hamburg (XUFB), Börse Hannover (XUFB), Börse München / gettex (XUFB), Tradegate Exchange (XUFB).
What was Xtrackers Msci Usa Banks UCITS ETF 1d's worst fall?
Over the available history (since 2018), the maximum drawdown was -49.46%, reached in March 2020. Past performance is not indicative of future results.
What is Xtrackers Msci Usa Banks UCITS ETF 1d's tracking difference?
Over the last 3 complete calendar years the fund returned on average +0.38% per year versus its index (from issuer-declared series).
How many securities does Xtrackers Msci Usa Banks UCITS ETF 1d hold?
The declared portfolio holds 18 securities; the top 10 positions weigh 93.6%.
Transparency note
The data in this sheet is declared by Xtrackers in the issuer’s official files and endpoints, collected by Rebalix with a monthly refresh; taxation derives from the issuer’s tax documents (Italian Law Decree 138/2011). This is factual information for informational purposes only: it is not financial or tax advice, nor an investment recommendation. Read the fund’s KID and prospectus before investing.